Tips for Navigating a Roof Insurance Claim
Oregon can experience some severe wind and thunderstorms. If these conditions have caused damage to your roof, you should address the problem as soon as possible.
Hiring Oregon roof repair ASAP not only prevents further damage; it also ensures you can file a successful insurance claim to get the money you deserve. Here are the steps to how you should navigate an insurance claim:
Analyze the Damage
After a big storm, it is important to assess the damage. Portland roofing contractors can inspect the exterior for obvious signs of damage, though they should also examine the inside. Overlooking more subtle leaks can lead to issues such as water damage, mold, and allergies.
You should report all damage to your insurance company, no matter how big or small. They are responsible for giving you the money you need to fix any issues as long as they’re the result of “acts of God” (weather, a falling tree, etc.).
Most importantly, file the claim as soon as you can. An insurance company is already looking for ways not to pay you, and a delayed claim can be just what they need to withhold money.
Search for Accredited Portland Roofing Contractors
Hiring the wrong contractors can be disastrous. In addition to slowing the claims process, they may even cause further damage by doing subpar work or making poor recommendations.
When looking for Portland roofers to fix your damage, you want to make sure you are collaborating with professional, highly skilled, and reliable workers. A licensed contractor in OR will know the necessary roofing training and safety protocols. Also, realize that accredited contractors in your local area are required to provide insurance for their workers in case of any on-site accidents.
File an Insurance Claim and Receive an Estimate
While you can assess the damage yourself, you should request an adjuster to evaluate your property. They will provide a formal estimate for your roof repair in Portland, OR with your insurance company.
When looking into roofing contractors in Portland, OR, find one who will negotiate on your behalf. The adjuster’s estimate may be low, but qualified Portland roofing contractors will try to provide the most coverage possible. The negotiation period may take a while to complete. Attend all of your insurance claim meetings with your Portland roofing contractors to help speed up the process.
Sign a Contract With Your Contractor
After negotiating a fair price, you can finalize the rest of the repair work with your roofing company in Portland. You can go over the itemized list of what roofing repair in Portland insurance will cover and what you will have to pay out of pocket. Then, you can finalize these prices by signing a contract with your contractor.
Learn more about 4 Signs You Need to Replace Your Roof
Call the Pros
Dealing with insurance claims can be a hassle. To relieve the stress, call a roofing company in Portland to help guide you through the repair and insurance claim process. Professional roofers in Portland will serve as worthy guides and offer premium results.